Disclaimer

Last updated: October 19, 2026

General information only

The information on this website, including articles, guides and calculators, is provided for general educational purposes only. It is not individual financial, investment, tax, legal or insurance advice, and should not be relied on as such. Your situation is unique; please speak with a qualified professional before making decisions.

No guarantees

Nothing on this website is a promise or guarantee of any financial outcome. Investments are not guaranteed, their values change frequently and past performance may not be repeated. Insurance coverage is subject to underwriting and the terms of each policy.

Products and licensing

Alberto Salguero, M.Sc., RRA^®, RLIS^®, Financial Advisor, is a licensed life and accident & sickness insurance agent in Ontario, regulated by the Financial Services Regulatory Authority of Ontario (FSRA), licence #20185846. Insurance products, including segregated fund contracts and annuities, are offered through TruStone Financial Inc. Mortgage products offered by Manulife Bank and Equitable Bank are offered directly; other mortgage products are arranged through licensed mortgage brokers. Steward Well Advisory does not sell mutual funds or other securities. Please see my Regulatory Disclosures.

Tax and legal matters

Steward Well Advisory does not provide tax or legal advice. References to tax rules, government programs and estate matters are general and may change. Please consult an accountant or lawyer about your situation.

Faith-based perspective

This website reflects a Christian perspective on stewardship. Scripture references are offered as principles that shape my approach, not as financial predictions or promises.

Unless otherwise noted, Scripture quotations are from the ESV^® Bible (The Holy Bible, English Standard Version^®), © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved.

Accuracy

I work to keep information accurate and current, but rules, rates and programs change. Information may not reflect the most recent developments.